FoodyFinance

Sitemap

EVERY PAGE WE PUBLISH

One list of every public page on this site, grouped the way the site is built.

Published pages

3,734

263 core, 3,471 market pages

Sections

9

States and metros

175

The count is generated from the same page registry that builds the XML sitemap and llms.txt, so all 3 always agree. When we add a program, a guide, or a market and it appears here.

How the site is structured

  • /home1
  • ├── /applyget funds now1
  • ├── /financingprogram directory1
  • │ ├── /financing/{program}programs6
  • │ └── /financing/{program}/for/{industry}combinations15
  • ├── /industriesindustry directory1
  • │ └── /industries/{industry}industries6
  • ├── /locationscoverage overview1
  • │ ├── /locations/{state}state pages50
  • │ └── /locations/{state}/{metro}metro pages125
  • ├── /resourcesguide directory1
  • │ └── /resources/{guide}guides6
  • ├── /faq, /methodologyanswers and arithmetic2
  • ├── /about, /contactcompany2
  • └── /legalpolicies and disclosures9

Start here

5 pages

The fastest path from a problem in your kitchen to a conversation with a specialist.

  • Home

    Financing for food businesses, funded in 1 to 5 days.

    /

  • Get funds now

    Start the conversation. No credit application, no hard pull.

    /apply

  • FAQ

    Answers on cost, speed, documents, and credit before you call.

    /faq

  • Cost of waiting methodology

    The operating profile, arithmetic, and sources behind the receipt.

    /methodology

  • Source and method

    The published data behind every amount, term, and funding speed range.

    /sources

Financing programs

7 pages

What each program funds, what it costs, and how fast it moves.

  • All financing programs

    The 6 programs food operators use most.

    /financing

  • Equipment Financing

    Fund ovens, walk-ins, fryers, POS, and vehicles without draining cash.

    /financing/equipment-financing

  • Working Capital

    Cover payroll, inventory, and slow months without stalling the operation.

    /financing/working-capital

  • SBA Loans

    Longer terms and lower payments for operators who can wait on the process.

    /financing/sba-loans

  • Business Line of Credit

    A standing limit you draw against only when the week calls for it.

    /financing/business-line-of-credit

  • Merchant Cash Advance

    Repayment that moves with daily card volume instead of a fixed date.

    /financing/merchant-cash-advance

  • Buildout and Expansion

    Capital for second locations, remodels, patios, and kitchen conversions.

    /financing/buildout-and-expansion

Program comparisons

4 pages

Side by side answers for the choices operators actually face.

Industries served

9 pages

How financing works differently by operation type.

  • All industries served

    The 8 food service categories we work with.

    /industries

  • Restaurants

    Full service, fast casual, and quick service operators nationwide.

    /industries/restaurants

  • Bars and Nightlife

    Neighborhood bars, taprooms, cocktail lounges, and music venues.

    /industries/bars-and-nightlife

  • Catering Companies

    Corporate, wedding, and event caterers with deposit driven cash cycles.

    /industries/catering

  • Food Trucks

    Mobile kitchens, trailers, and multi truck fleets.

    /industries/food-trucks

  • Ghost Kitchens

    Delivery only kitchens, virtual brands, and commissary operators.

    /industries/ghost-kitchens

  • Food Distributors

    Wholesalers, specialty importers, produce, and beverage distribution.

    /industries/food-distributors

  • Breweries

    Production breweries, taprooms, and brewpubs with self distribution or wholesale accounts.

    /industries/breweries

  • Bakeries

    Retail bakeries, wholesale producers, and cafe bakeries running early morning production.

    /industries/bakeries

Program and industry combinations

19 pages

Curated pages for the pairings operators request most.

Guides and calculators

27 pages

Cited arithmetic and plain language explanations.

  • All guides

    Plain language guides and calculators.

    /resources

  • All calculators

    Every calculator in one place, with the question each one answers.

    /resources/calculators

  • Funding Brief

    Monthly and quarterly brief on grants, awards, and capital for food businesses.

    /resources/funding-brief

  • Financing glossary

    Every financing term used on this site, defined in one sentence.

    /resources/glossary

  • Food and beverage grants

    Recurring US grant programs we search every month, linked to the funder.

    /resources/grants

  • Financing by equipment type

    Guides and calculators grouped by what you are buying.

    /resources/equipment

  • How to finance restaurant equipment

    What restaurant equipment financing costs, what documents you need, how fast it funds, and when leasing beats buying.

    /resources/how-to-finance-restaurant-equipment

  • What a restaurant buildout actually costs

    Line by line buildout costs for second generation space versus a bare shell, and where projects go over budget.

    /resources/restaurant-buildout-cost-breakdown

  • Working capital vs line of credit for restaurants

    When a lump sum beats a revolving limit, how each is priced, and which one fits a repeating cash flow gap.

    /resources/working-capital-vs-line-of-credit

  • Restaurant loan requirements by program

    Minimum time in business, credit expectations, and documents for equipment, working capital, lines of credit, and SBA loans.

    /resources/restaurant-loan-requirements

  • Financing a second restaurant location

    How much capital a second location needs, how lenders evaluate multi unit operators, and how to structure the stack.

    /resources/financing-a-second-restaurant-location

  • The true cost of a merchant cash advance

    How factor rates convert to real dollars, when an advance is the right call, and how operators refinance out of one.

    /resources/merchant-cash-advance-true-cost

  • Restaurant equipment leasing vs financing

    Ownership, payment size, end of term treatment, and total dollar cost compared across leases and equipment finance agreements.

    /resources/restaurant-equipment-leasing-vs-financing

  • Food truck lease to own, explained

    How lease to own food truck deals are priced, what the buyout costs, and when straight financing beats the rental route.

    /resources/food-truck-lease-to-own

  • Restaurant financing with bad credit

    Which programs approve below a 600 score, what they cost, and the 3 file problems that cause more declines than credit does.

    /resources/restaurant-financing-with-bad-credit

  • Restaurant equipment financing for startups

    How pre revenue and first year restaurants finance a kitchen package, what down payment to expect, and how to sequence the request.

    /resources/restaurant-equipment-financing-for-startups

  • Commercial kitchen equipment financing

    What terms each class of kitchen equipment carries, how hoods and walk-ins are underwritten, and what a full package costs to finance.

    /resources/commercial-kitchen-equipment-financing

  • How to get a business loan for a restaurant

    The order of operations for a restaurant loan: what to gather, which program fits your situation, and what happens after you request a review.

    /resources/how-to-get-a-business-loan-for-a-restaurant

  • How much does a food truck cost

    What a new build, a used unit, and a trailer cost, what the kitchen package adds, and what the monthly payment looks like when it is financed.

    /resources/how-much-does-a-food-truck-cost

  • Food truck startup costs, the full first year

    Every line item between signing for a truck and the end of year 1, including permits, commissary, insurance, and the working capital most budgets leave out.

    /resources/food-truck-startup-costs

  • How to start a food truck business

    The order that keeps a food truck launch from stalling: entity, permits, commissary, unit, financing, and the first 90 days of service.

    /resources/how-to-start-a-food-truck-business

  • Buying a used food truck without buying a problem

    What to inspect, which failures are expensive, what a private party purchase requires, and how a used unit is financed.

    /resources/buying-a-used-food-truck

  • Restaurant food cost calculator

    Calculate food cost percentage from inventory and sales, price a plate to a target, and see where product spend leaks.

    /resources/restaurant-food-cost-calculator

  • Restaurant labor cost and prime cost calculator

    Calculate loaded labor cost with payroll burden, read it next to food as prime cost, and see what a lender sees.

    /resources/restaurant-labor-cost-calculator

  • Restaurant break-even calculator

    Find the monthly sales, daily sales, and covers per day your restaurant needs to cover fixed costs and debt service.

    /resources/restaurant-break-even-calculator

  • How breweries finance tanks, canning lines, and cold storage

    What brewery equipment financing covers, how taproom and distribution revenue read to underwriting, and which program fits each purchase.

    /resources/brewery-financing-guide

  • How bakeries finance ovens, mixers, and wholesale growth

    What bakery equipment costs to finance, how wholesale terms create the cash gap, and which program fits retail versus production growth.

    /resources/bakery-financing-guide

Company

4 pages

Who you are talking to and how to reach us.

  • About

    Who we are and how we get paid.

    /about

  • Contact

    Reach a specialist by phone, email, or form.

    /contact

  • Our team

    The people who run the site, check the writing, and check how it looks.

    /team

  • How pages get checked

    Who reviews the pages here, what they check, and what a reviewer name means.

    /human-review

Locations

176 pages

State overviews with local markets, seasonality, and cost drivers. Metro pages are nested under their state.

Coverage overview

Market and program pages

3,471 pages

City, program, and industry pages, grouped by state. Every one of these is also in the XML sitemap.

Alabama47 pages
Alaska15 pages
Arizona117 pages
Arkansas38 pages
California598 pages
Colorado63 pages
Connecticut43 pages
Delaware10 pages
District of Columbia31 pages
Florida151 pages
Georgia72 pages
Hawaii17 pages
Idaho19 pages
Illinois143 pages
Indiana79 pages
Iowa39 pages
Kansas57 pages
Kentucky28 pages
Louisiana46 pages
Maine21 pages
Maryland44 pages
Massachusetts60 pages
Michigan94 pages
Minnesota41 pages
Mississippi33 pages
Missouri54 pages
Montana16 pages
Nebraska44 pages
Nevada42 pages
New Hampshire17 pages
New Jersey67 pages
New Mexico43 pages
New York87 pages
North Carolina101 pages
Ohio111 pages
Oklahoma70 pages
Oregon61 pages
Pennsylvania70 pages
Rhode Island18 pages
South Carolina28 pages
South Dakota18 pages
Tennessee57 pages
Texas335 pages
Utah40 pages
Vermont14 pages
Virginia77 pages
Washington84 pages
West Virginia17 pages
Wisconsin77 pages
Wyoming17 pages

For funding partners

Direct funders and brokers apply here. These pages are excluded from the XML sitemap because they are for partners, not operators.

Start the conversation

Talk to a specialist before you fill out an application.

Start with a free, no-obligation review. We will send the right application only after we know what you actually qualify for.

Start a free review

Prefer to call

(833) 505-1900