Methodology

Where the waiting numbers come from

The receipt on the home page is a model, not a quote. Here is the operating profile it runs on, the arithmetic behind every line, and the source for every published figure.

The operating profile

Each scenario models 1 single unit independent full service operation. The profile below is a stated assumption used to run the arithmetic. It is not a published statistic, and it is not a claim about your operation.

  • Annual sales$1,200,000
  • Operating days360 a year
  • Daily sales$3,333
  • Hourly wage used for labor lines$21.95
  • Occupancy cost as a share of sales5.1 percent
  • Delivery route250 miles a day

21 days out of service

Walk-in cooler

Line itemHow it is calculatedAmount
After hours service call and diagnosisUpper middle of the published $300 to $1,200 emergency call range.900
Compressor replacement after the patch failedMidpoint of $1,800 and $7,500.4,650
Product discarded under the 4 hour ruleLow end of the $2,000 to $10,000 product exposure per outage.2,000
Rented cold storage runs, 2 staff hours a day21 days x 2 hours x $21.95.922
Menu cut 20 percent for 21 days$3,333 daily sales x 20 percent x 21 days.14,000
Occupancy paid on capacity that cannot produce$3,333 daily sales x 5.1 percent x 21 days.3,570
1 line cook replacedCost to replace 1 hourly employee.5,864
TotalSum of the lines above, or $1,519 a day across 21 days.$31,906

14 days out of service

6 burner range

Line itemHow it is calculatedAmount
Service call, ignition and thermocoupleTop of the published $150 to $700 range repair band.700
2 more calls inside 90 days2 x $700.1,400
Menu cut 15 percent for 14 days$3,333 daily sales x 15 percent x 14 days.7,000
Overtime to cover ticket times, 3 hours a day14 days x 3 hours x $21.95 x 1.5.1,383
Occupancy paid on 14 days of reduced output$3,333 daily sales x 5.1 percent x 14 days.2,380
1 cook replaced after the third bad SaturdayCost to replace 1 hourly employee.5,864
TotalSum of the lines above, or $1,338 a day across 14 days.$18,727

5 days out of service

Delivery truck

Line itemHow it is calculatedAmount
Roadside service callMidpoint of the published $300 to $1,000 call range.650
Drive tire, mounted and balancedMidpoint of $400 and $700.550
Fixed operating cost while parked, 5 days5 days x 250 miles x $2.336 per mile.2,920
Deliveries pushed to a marketplace at 30 percent$600 a day of delivery volume x 30 percent x 5 days.900
Driver paid while the route sits5 days x 8 hours x $21.95.878
Wholesale accounts short shipped, 5 days$3,333 daily sales x 10 percent x 5 days.1,667
TotalSum of the lines above, or $1,513 a day across 5 days.$7,565

Sources

  1. U.S. Bureau of Labor Statistics

    Average hourly earnings, food services and drinking places: $21.95

    Current Employment Statistics series CEU7072200003, all employees, average hourly earnings, food services and drinking places, June 2026.

    https://data.bls.gov/timeseries/CEU7072200003
  2. National Restaurant Association

    Cost to replace 1 hourly restaurant employee: $5,864

    Turnover cost infographic, cost of replacing an hourly employee.

    https://restaurant.org/NRA/media/Infographics/2022/turnover_restaurant_sprockets.pdf
  3. National Restaurant Association

    Occupancy costs run above 5 percent of sales

    Restaurant Operations Report and Operations Data Abstract, occupancy costs as a share of sales for full service operations.

    https://restaurant.org/research-and-media/research/research-reports/
  4. Commercial refrigeration service pricing

    Walk-in compressor replacement: $1,800 to $7,500

    Published walk-in cooler compressor replacement pricing for commercial units.

    https://www.samcofm.com/blog/walk-in-cooler-compressor-replacement-cost
  5. Commercial refrigeration service pricing

    Emergency refrigeration service call: $300 to $1,200

    Published after hours diagnostic and emergency service call pricing for walk-in refrigeration, plus $2,000 to $10,000 of product exposure per outage.

    https://kitchenrepairhub.com/guides/walk-in-cooler-repair/
  6. U.S. Food and Drug Administration

    FDA Food Code, 4 hour limit on time as a public health control

    Food Code section 3-501.19. Time/temperature control for safety food held above 41F without temperature control must be discarded after 4 hours.

    https://www.fda.gov/food/retail-food-protection/fda-food-code
  7. Commercial kitchen equipment service pricing

    Commercial range repair: $150 to $700 per call

    Published thermocouple, ignition, and burner repair pricing for commercial gas ranges.

    https://kitchenrepairhub.com/guides/ranges-cooktops-repair/
  8. American Transportation Research Institute

    Marginal cost of operating a commercial truck: $2.336 per mile

    An Analysis of the Operational Costs of Trucking, 2025 update.

    https://truckingresearch.org/2025/07/an-analysis-of-the-operational-costs-of-trucking-2025-update/
  9. Commercial roadside assistance pricing

    Commercial roadside service call: $300 to $1,000

    Published 2026 roadside service call pricing for commercial vehicles.

    https://www.logrock.com/commercial-truck-insurance/road-side-assistance-for-semi-trucks/
  10. Commercial tire pricing

    Commercial truck tire, mounted: $400 to $700

    Published commercial truck tire pricing, mounted and balanced.

    https://tcttire.com/how-much-do-commercial-tires-typically-cost-in-texas/
  11. DoorDash

    Third party marketplace commission: 15 to 30 percent per order

    Merchant pricing, Basic through Premier partnership plans.

    https://merchants.doordash.com/en-us/pricing
  12. Foody Finance · modeled assumption

    Modeled operating profile, not a published figure

    Single unit independent full service operation at $1,200,000 in annual sales across 360 operating days, or $3,333 a day. Volume reductions and delivery mix are stated assumptions used to run the arithmetic.

Published pricing ranges move with market, region, and equipment age. Where a source gives a range, the model uses the stated point inside it rather than the top of the band. Nothing here is a quote, an offer of credit, or a guarantee of approval. Questions on any figure: funding@foodyfinance.com.

Start the conversation

Talk to a specialist before you fill out an application.

Start with a free, no-obligation review. We will send the right application only after we know what you actually qualify for.

Start a free review

Prefer to call

(833) 505-1900