Calculators
Run the number before anyone quotes you
9 calculators built on the arithmetic funding partners and operators actually use, each on the guide that explains what the answer means
Calculator
Equipment payment calculator
What is the monthly payment and total repaid on an equipment quote?
Any operator replacing a line station, walk-in, oven, or truck
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Calculator
Buildout budget calculator
What does the buildout cost per square foot, and what is left to fund?
Operators opening a first location or gutting an existing space
Open
Calculator
Working capital vs line of credit
Which costs less for the way you actually use the money?
Operators covering a gap that repeats rather than a one time purchase
Open
Calculator
Debt service coverage calculator
Does your cash flow cover the payment an underwriter will test?
Anyone about to request a term loan or an SBA program
Open
Calculator
Second location stack calculator
What does the full stack cost across equipment, buildout, and working capital?
Operators funding unit 2 or 3 from more than one program at once
Open
Calculator
Merchant cash advance cost calculator
What does a factor rate cost in total dollars and effective terms?
Operators holding an advance offer and comparing it against a loan
Open
Calculator
Food cost calculator
What is your food cost percentage, and where is the margin going?
Restaurants, bakeries, and ghost kitchens pricing a menu
Open
Calculator
Labor cost and prime cost calculator
What is your labor cost percentage and combined prime cost?
Restaurants, bakeries, and breweries scheduling against sales
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Calculator
Break-even calculator
How much revenue covers fixed costs before a dollar of profit exists?
Restaurants, breweries, and food trucks planning a change in capacity
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Prefer to read first? Browse every guide.
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