Legal
Legal and policies
Every policy that governs this site, in one index.
Terms of use
The rules for using this site, the limits of what we provide, and how disputes are handled.
Privacy policy
What we collect on an information request, who we share it with, how long we keep it, and how to request deletion.
Disclosures
How we are compensated, our affiliate and referral relationships, how costs are presented, and what we are not.
Cookie policy
The 4 categories of cookies and local storage we use, and how to clear or block them.
Accessibility
The WCAG 2.1 AA standard we build to, the accessibility menu, known gaps, and how to report a barrier.
AI usage
Where Fanny is used, what AI is never allowed to decide, and how to reach a human.
SMS and messaging terms
Consent, message frequency, STOP and HELP keywords, and carrier charges.
Check a data request
Look up where your deletion, correction, access, or do-not-contact request stands.
Methodology and sources
The arithmetic and cited sources behind every number and calculator on this site.
Source and method for financing ranges
The published 2026 data behind every amount, term, and funding speed range, the pullback line by line, and what we keep out of public copy.
Disclosure changes
Disclosures effective September 25, 2026, version 5.
Version 5, September 25, 2026
Fanny's role now states that answers may be incomplete or wrong, requests and funding partner inquiries go to our team, requests for a person become messages, and appointments and callbacks are not booked.
Version 4, September 11, 2026
Retention schedule restated as 3 windows. Opt-out and do-not-contact status is kept 10 years from the opt-out date, consent records are kept 5 years from the consent date, and the rest of a funding request is cleared 5 years after last activity. Clearing the general record no longer removes consent or opt-out fields.
Version 3, September 9, 2026
Partner-sharing disclosure reworded; the number of partners is no longer stated to consumers.
Version 2, September 4, 2026
Role restated as an independent business financing referral service. Compensation restated as a referral fee paid by the partner. California and Missouri restated as a lead purchase track at a fixed fee per inquiry. Program availability, partner count, and the North Dakota exclusion are unchanged.
Version 1, August 26, 2026
Initial identity statement, program availability by state, California and Missouri lead generation, North Dakota exclusion.
Foody Finance is a brand of JayBen, LLC. Questions: contact@foodyfinance.com, (833) 505-1900.