WE ONLY SERVE FOOD BUSINESSES.

Foody Finance started because good operators kept getting declined for reasons that had nothing to do with whether their business worked. Thin margins are normal in food service. Seasonality is normal. Cash landing in hundreds of small pieces is normal. Underwriting models built for professional services treat all 3 as warning signs.

You start with a free, no obligation request. Our team reviews the details and looks for a funding partner that fits the use of funds you described.

If a funding partner thinks it can help, its specialist contacts you directly to discuss programs and next steps. The funding partner sends its own secure application and presents any offer in writing.

We are an independent business financing referral service. We are not a bank, lender, direct funder, or investor, and we do not make credit decisions or fund transactions. That means we are paid for a qualifying referral or transferred inquiry rather than by charging you. Funding partners decide which programs, structures, and terms they may offer. In most states, funding partners compensate us after a referred account activates. In California and Missouri we are paid a fixed fee per transferred inquiry, whether or not you are funded. You pay us nothing either way. You are told the total cost, the payment, and the term of any offer in writing by the funding partner before you commit.

We work with businesses in 49 states and Washington DC: single locations, small groups, food trucks, commissaries, bakeries, bars, caterers, and distributors.